Phil Luker

Wondering about pet insurance? It’s unlike the insurance you already know! Our State Farm agents work with Trupanion®, a leading provider in reliable pet medical insurance plans. There's one simple plan with direct pay for vet bills, no payout limits, and 90% coverage after your deductible!

Here’s how it works. With pet insurance through Trupanion®, you pay a customizable, monthly fee. When your pet needs care, Trupanion offers unlimited payouts towards eligible medical costs — terms and conditions vary by state, so Phil Luker can help walk you through all the details for TX. Oftentimes, Trupanion can pay your vet directly. Otherwise, just pay your vet bill as usual and file a claim online—then Trupanion will reimburse you for covered costs. And because Trupanion has a lifetime-per-incident deductible, once the deductible is met for a covered injury or illness, all future medical costs associated with that injury or illness will be eligible for coverage as long as the policy is in effect! It's that easy: so work with State Farm agent Phil Luker to get your beloved family pets covered today. As a value-driven provider of pet insurance in Mineral Wells, TX, State Farm aims to keep your pets safe. Call State Farm agent Phil Luker today for help with all your pet insurance needs.